<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
    <!-- Landing + core marketing -->
    <url>
        <loc>https://www.loan4bank.com/</loc>
        <changefreq>weekly</changefreq>
        <priority>1.0</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/journey</loc>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>

    <!-- Public authentication landing -->
    <url>
        <loc>https://www.loan4bank.com/login</loc>
        <changefreq>monthly</changefreq>
        <priority>0.4</priority>
    </url>

    <!-- Partner apply -->
    <url>
        <loc>https://www.loan4bank.com/apply/super-advisor</loc>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/apply/dsa</loc>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/apply/franchise</loc>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/apply/white-label</loc>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>

    <!-- Partner agreements -->
    <url>
        <loc>https://www.loan4bank.com/agreements/super-advisor</loc>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/agreements/dsa</loc>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/agreements/franchise</loc>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/agreements/white-label</loc>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>

    <!-- Legal / regulatory -->
    <url>
        <loc>https://www.loan4bank.com/privacy</loc>
        <changefreq>yearly</changefreq>
        <priority>0.5</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/terms</loc>
        <changefreq>yearly</changefreq>
        <priority>0.5</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/compliance</loc>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/cookie-policy</loc>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>
    <url>
        <loc>https://www.loan4bank.com/refund-policy</loc>
        <changefreq>yearly</changefreq>
        <priority>0.4</priority>
    </url>

    <!-- Dynamic legal / product T&Cs -->
    <url><loc>https://www.loan4bank.com/legal/grievance</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
    <url><loc>https://www.loan4bank.com/legal/disclaimer</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
    <url><loc>https://www.loan4bank.com/legal/intellectual-property</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
    <url><loc>https://www.loan4bank.com/legal/purchase-order-terms</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
    <url><loc>https://www.loan4bank.com/legal/account-aggregator</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
    <url><loc>https://www.loan4bank.com/legal/bill-payments-tnc</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
    <url><loc>https://www.loan4bank.com/legal/refer-and-earn</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
    <url><loc>https://www.loan4bank.com/legal/gold-rush</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
    <url><loc>https://www.loan4bank.com/legal/credit-health-report</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
    <url><loc>https://www.loan4bank.com/legal/wallet-tnc</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
    <url><loc>https://www.loan4bank.com/legal/important-links</loc><changefreq>monthly</changefreq><priority>0.4</priority></url>
    <url><loc>https://www.loan4bank.com/legal/investor-relations</loc><changefreq>monthly</changefreq><priority>0.4</priority></url>
</urlset>
